Do You Need a Financial Planner?

by Lauren Elizondo

Minneapolis/Feb. 16, 2010/V-Local…Need help figuring out if a financial planner could make your life easier? You don’t have to flounder in your finances. If you relate to the following statements, a financial planner might be just the person you need.

You are an heir to a property.
- A lot of financial legalities are involved with signing properties over to a successor. Whether you are the benefactor or beneficiary, a financial planner can help simplify every aspect involved.

You are buying or selling a property.
- When buying or selling a property, you’ll likely be making plenty of important decisions involving large sums of money in a short timeframe. A financial planner can help you make those financial decisions both smartly and efficiently.

You are planning for a marriage or a divorce.
- A financial planner can help you combine or separate all of your current finances for easier management and understanding.

You are dealing with insurance, retirement plans and umbrella liability policies.
- Most of these complex financial products are hard to comprehend unless they are explained by someone with experience in each. A financial planner offers that expertise and can work with you to figure out what policies and plans will benefit you the most.

You are planning your future education.
- With the rising college admission rates, it my be hard to save the needed amount while still maintaining a realistic budget. A financial planner can help you work out a savings plan and keep you on track.